ACCESSING YOUR SUPER

Do you know the best way to access your super?

Once you have met a condition of release you can withdraw your superannuation as a lump sum or commence a superannuation pension.

Accessing your super

By law, all super contributions are locked away or 'preserved' until you reach your preservation age. Your preservation age will be between 55 and 60, depending on your date of birth.

What you need to know

The tax implications can vary dramatically. So planning your retirement income strategy effectively is critical. The most common ways to access a retirement income stream are:

• Allocated pensions – using only superannuation savings
• Annuities – using either super savings or ordinary (non-super) money
• Get advice on the best retirement strategy for you

Count on us

A Count adviser can help you:

• Obtain the best retirement strategy for you

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